📣 Ontario & Federal Government announce full HST removal on new homes — effective April 1, 2026. One year only.
Ontario · March 2026 Update

Save Up to $130,000
on Your New Home

Ontario and Ottawa have temporarily removed the full 13% HST on new homes — the largest new-home tax break in Canadian history. If you're buying or building, this window changes everything.

$130K
Max Rebate
13%
HST Removed
1 Year
Window Only
Calculate My Savings → How It Works

Find Out What You Qualify For

Free, no-obligation consultation with a Toronto real estate expert.

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✅

You're all set!

Elie will be in touch within 24 hours to walk through your eligibility and potential savings.

Rebate Breakdown

How Much Can You Save?

Your savings depend on the purchase price of your new home. Here's the full breakdown by price tier:

Home Price
Up to
$1,000,000
Full 13% Off
Up to $130,000 in savings
Both the 5% federal and 8% provincial HST are fully removed. A $800K home saves $104,000. A $1M home saves the full $130,000.
Home Price
$1M –
$1,500,000
$130,000 Flat
Fixed reduction at any price in this range
A flat $130,000 HST reduction is applied — the same maximum as the tier below — regardless of where in this range your home falls.
Home Price
$1.5M –
$1,850,000
$24K – $130K
Scaled rebate based on price
The rebate declines from $130,000 at $1.5M down to the existing $24,000 provincial relief at $1.85M. Still very meaningful savings.
Home Price
Over
$1,850,000
$24,000
Existing provincial rebate applies
The existing Ontario new-housing rebate of $24,000 applies. The enhanced federal component does not extend to this price tier.

Process

How the Rebate Works

The savings are applied directly at purchase — no post-closing paperwork required on your end.

1

Confirm Your Property Qualifies

Must be a new build — pre-construction condo, newly built home, or substantially renovated property in Ontario. Primary residences and rental properties both qualify.

2

Purchase Within the Window

Your purchase must close (or new construction begin) between April 1, 2026 and March 31, 2027. Builds can be substantially completed as late as December 31, 2029.

3

Rebate Applied at Closing

Your builder factors the HST reduction into the purchase price. The savings are built in — no separate filing or claim process needed for most buyers.

4

Save & Move In

Up to $130,000 back in your pocket — put it toward upgrades, a larger unit, or a stronger financial foundation in your new home.

Common Questions

Frequently Asked Questions

Does this apply to pre-construction condos in Toronto? +
Yes — pre-construction condos in Toronto and across Ontario are among the most common qualifying purchases. As long as the agreement falls within the eligible period and the property is a primary residence or rental, you qualify.
Can investors buying rental properties use this rebate? +
Yes. The Ontario government extended eligibility to residential rental properties — not just owner-occupied homes. If you're buying a new unit as an investment rental, you can still benefit from the full rebate.
Does this apply to resale homes? +
No. This rebate is for new construction only. Resale homes are not subject to HST, so this rebate does not apply. It covers newly built homes, pre-construction condos, and substantially renovated properties.
How long does this program run? +
This is a temporary one-year program covering purchases made (or construction started) between April 1, 2026 and March 31, 2027. Acting within this window is essential to take advantage of the maximum savings.
Do I need to file a separate claim to get the rebate? +
In most cases, no. Builders are required to factor the rebate directly into the purchase price. Your real estate lawyer will confirm the rebate is correctly reflected in your closing documents.
Is the legislation fully passed? +
As of March 2026, Ontario has announced and introduced the program. The federal component (5%) requires passage of federal legislation, which is in progress. Buyers should confirm the latest status with their agent and legal counsel before signing.

This Window Won't Last Long

One year. The biggest new-home tax break in Canadian history. Let's make sure you don't miss it.

Book My Free Consultation →
E

Elie

Toronto Residential Real Estate

Specializing in Toronto's residential market, I help buyers find the right new homes and pre-construction opportunities — and make sure you never leave money on the table. The HST rebate window is rare. I'm here to help you use it.

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